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Earn Really High Dividends
Rise High-Yield Checking
- Use your Evergreen debit card and/or SunSelect credit card to earn dividends on your balance
- 6% APY1 on balances up to $10,0001 for $1,500 or more in transactions or
- 3% APY1 on balances up to $10,0001 for $750 - $1499.99 in transactions
- Loan rate discounts available2
- And so much more!
Monthly Maintenance Fee
NONE
Refunds on ATM Withdrawal Fees
Up to $10 monthly3
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$25
Monthly Maintenance Fee
NONE
Refunds on ATM Withdrawal Fees
Up to $12 monthly2
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$25
View All Checking Accounts
Rise High-Yield Checking:
1APY = Annual Percentage Yield. Each cycle an electronic statement is received. A qualification cycle closes on the 25th of each month and begins on the 26th of the previous month. Transaction requirements apply. Each cycle, 6% APY will be paid on balances of up to $10,000 with Evergreen debit and/or SunSelect credit card use of $1,500 or more. 3% APY will be paid on balances of up to $10,000 with Evergreen debit and/or SunSelect credit card use between $750 and $1,499.99, and 0.05% APY paid on all amounts above $10,000. Transactions must be credit (Non-PIN) based to apply towards balance total. If requirements are not met in a cycle, balances will earn 0.05% APY. Rates as of 9/1/2023. The interest (dividend) rate is subject to change without notice.
2 Early withdrawal subject to 180 day dividend penalty, whether earned or not. Rate as of 9/1/2023.
3 ATM fees up to $10 will be refunded with Evergreen debit and/or credit card use of $750 or more. Transactions must be credit (Non-PIN) based to apply towards use, and must be made with an Evergreen debit and/or SunSelect credit card. If requirements are not met in a cycle, no ATM rebates will be refunded. A qualification cycle closes on the 25th of each month and begins on the 26th of the previous month. We may change the ATM rebate amount at any time after the account is opened.
4 Discount only available on auto, recreation and personal loans.
5 Early Pay is automatically eligible on all Evergreen deposit accounts. Direct Deposit funds can be received early and up to 2 calendar days prior to scheduled availability. Funds availability may vary depending on the employer’s time of submission to Evergreen CU. Early deposits are not guaranteed, nor can Evergreen assume any liability for direct deposits not made early. All direct deposits originated outside of Evergreen CU are eligible.
6 Skip-A-Payment – Interest will continue to accrue. To qualify, the loan must be current and in good standing. Not available on Mortgage Loans, Home Equity Loans, or Lines of Credit.
7 Credit qualification is required. Not all applicants will qualify for the lowest rate. Not available to members 17 years old and under.
8 Not available to members 17 years old and younger.
Breeze Rewards Banking:
1Minors under the age of 18 years old must have a parent or legal guardian as a joint owner on the account.
2Earning rewards and discounts – If qualifications are met each monthly qualification cycle: (A) $0.12 will be earned on $12 or more debit card and/or SunSelect signature transactions (non-PIN) posted during qualification cycle and credited to account by the fifth business day each month; Pending or pre-authorized card transactions do not count toward the 12 required transactions to earn the reward until the month the final transaction posts to the account. ATM transactions are excluded. (B) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $12 and credited to account by the fifth business day each month; Transactions may take one or more banking days from the date transaction was made to post to and settle to an account. ATM transactions do not count towards qualifying debit card transactions. (C) "Monthly Cycle" means a period beginning on the first calendar day of the current statement cycle through the last calendar day of the current statement cycle.
3Early Pay is automatically eligible on all Evergreen deposit accounts. Direct Deposit funds can be received early and up to 2 calendar days prior to scheduled availability. Funds availability may vary depending on the employer’s time of submission to Evergreen CU. Early deposits are not guaranteed, nor can Evergreen assume any liability for direct deposits not made early. All direct deposits originated outside of Evergreen CU are eligible.
4Discount only available on auto, recreation and personal loans.
5Skip-A-Payment – Interest will continue to accrue. To qualify, the loan must be current and in good standing. Not available on Mortgage Loans, Home Equity Loans, or Lines of Credit.
6Terms and conditions apply. New Evergreen CU account holder must meet standard account eligibility requirements, live or work in Cumberland, York, Sagadahoc, Oxford, Androscoggin or Lincoln counties, Maine, or have a relative who is currently a member. The ECU member who refers a new member must be in good standing with Evergreen CU. The current member will receive only one $50 reward, deposited into their primary savings account, per new qualified member who opens a new loan, or new checking account with either one direct deposit or 3 debit card transactions within 30 days. This offer subject to change without notice.
7Credit qualification is required. Not all applicants will qualify for the lowest rate. Not available to members 17 years old and under.
8Not available to members 17 years old and under.
9Early withdrawal subject to 180 day dividend penalty, whether earned or not.